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SBA loan programs are designed by the Small Business Administration (SBA) to lend to small businesses unable to secure financing on reasonable terms through normal lending channels. The SBA loan programs are operated through private-sector lenders that provide loans which are, in turn, guaranteed by the SBA -- the Agency has no funds for direct lending or grants.Tags: Finance minority business Loans Scholarship Start up business Student Loans Home Loans Mortgage Loans Business grants College Grants Insurnace

Saturday 28 July 2012

Who is Eligible for a business gove. Grant?


Small Business Government Grants - Are You Eligible?

Are you a small business entrepreneur? Are you trying to apply for small business grants? You have probably heard of many big companies receiving a substantial amount of grants from the government. Now, you are wondering if you qualify for the grant too.

Well, as a small business owner, you certainly qualify. There are specific types of grants that are specially given to business owners like you.

We all know that the past few years has been a economically tough times, especially for small sized businesses. In fact, there are many small to medium sized businesses that failed to survive because of the lack of funds.

It is actually a pity. In fact, some of these businesses could have survived if they are aware of the business government grants in the first place.

You have probably thought of approaching financial institutions to secure a business loan. However, securing a loan is not easy in the first place. You probably need to have a good credit rating in order to get a loan. Ultimately, the financial institutions want to ensure that you will be able to repay the loan.

If you can secure a grant, your situation will be so much better. First, a grant is a free gift. There is no need to pay back anything. You don't even have to pay interest for a grant.

At this point, you are probably wondering whether you qualify for a small business government grant. You do not know whether you are considered a small enough or not.

Well, if you are a self employed person who works from the comfort of your home, you are considered a small business owner.

If you are a small business owner who employs anywhere from 1 to 100 employees, you are also eligible.

If you are a part time work from home mum, you can apply for the grant too!


Source : http://ezinearticles.com/?Small-Business-Government-Grants---Are-You-Eligible?&id=4268940

Helpful : www.grants.gov › About Grants.gov
                smallbiztrends.com/2011/.../grant-proposals-small-business.ht...
                sbinformation.about.com/cs/bestpractices/a/aa110302a.htm

Visit to : http://businessgrantsapply.blogspot.com/

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